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TESTIMONIALS

11

MR CHAKWIRA IS A WINNER

Edmond Chakwira, a United Civil Servants SACCO member since 1994, confidently anticipates retiring as a winner.

His retirement plan, buoyed by a lucrative investment yielding 46 million Kwacha annually, ensures financial security. Through the SACCO’s support, he has successfully funded his children’s education. Chakwira’s investment comprises three farmlands, cultivating maize and tomatoes.

With over 27,000 tomato plants, he expects to earn 18 million Kwacha, likely tripling due to multiple harvests. Additionally, his maize harvest on a 6-acre plot is projected to yield 10 million Kwacha. Combined, his returns total 64 million Kwacha this year. Despite retirement, Chakwira remains dedicated to United Civil Servants SACCO, affirming his lifelong membership commitment

11

FROM 800,000 KWACHA TO 18 MILLION

Menard Luhanga, joined United Civil Servants SACCO in 2022 and bought farmland in Lilongwe with a loan of K900,000. He farms maize, sugarcane, rice, tomatoes, and potatoes, estimating an 8 million Kwacha harvest. His farmland’s current worth is 16 million Kwacha. Menard emphasizes the importance of investing for financial growth, attributing his improved livelihood and ability to support his children’s education to his investment.

He urges fellow civil servants to consider investing alongside their jobs. Overall, Menard’s retirement plan is secure.

11

RETIRING ON A HIGHER NOTE

What is retirement without a house to live in? One can’t his/her retirement plan is set when he/she lives in a rented house. With a big elegant house which is self-contained and has a versatile iron sheets, Mr Baxter Gondwe confidently boasts that his has retired on a high note. Not only that, having joined United Civil Servants SACCO in 2002, he has managed to sponsor all 5 of his children’s education without a hitch. Mr. Gondwe happily retires knowing he leaves no arrears behind.

“A lot of people wonder how a primary school teacher has managed to build such a house. I confidently reply that all of this has been possible due to United Civil Servants SACCO”, said Mr. Gondwe.

Mr Gondwe had urged all employed Malawians to join United Civil Servants if they wish to have an achievement like his