We provide both short-term and long-term loans ranging from cash to material loan designed to meet your dreams and goals. Cash loan – members get cash after loan process where as material loans, members apply for a loan but get materials as quoted in their loan form.
This is a loan that is issued in time of emergency to our members. It is processed and accessed instantly. Maximum amount is K300, 000. Repayment period is 8 Months. For more information, visit our nearest service center
This is a normal loan that is issued anytime to satisfy our member’s financial needs. It is processed within 8 working hours. Up to maximum affordablility. Repayment period is 24 Months. For more information, visit your nearest Service Center
This is a loan that is issued to our newly recruited members. These are members who have just joined the SACCO. Up to maximum affordability. Repayment period is 36 Months. For more information, visit our nearest Service Center
A material loan that support our members, particularly farmers by providing short term credit to purchase seeds, fertilizer and other agricultural inputs. Repayment period is 48 months. Up to maximum affordability. For more information, visit your nearest Service Center
A material loan that supports our members to finance their building projects through the provision of short-term credit for buying construction materials such as cement. Repayment period is 48 months. For more information, visit your nearest Service Center
As a member, you are allowed to acquire another loan if you already have a Loan. This top up Loan, caters for all deficits in your projects.
This is a loan offered to existing members with loans as a top up. Loan amount up to maximum affordability. The repayment period is 60 Months. Loan is insured against death. Members applying for loans of MK500,000 to MK1,999,999 should have 10% of the loan amount as shares or it will be transferred from the disbursed amount. Members applying for loans of MK 2 million and above to hold 15% of the loan amount as shares or it will be transferred from the disbursed amount.
This is a loan offered to new members and to members without loans. Loan amount up to maximum affordability. The repayment period is 60 Months. Loan is insured against death. Members applying for loans of MK 500,000 and above should have 10% of the loan amount as shares or it will be transferred from the disbursed amount.
If you need any helps, please feel free to contact us. We will get back to you with 1 business day. Or if in hurry, just call us now.
Call : (+265) 881 343 806
info@ucssacco.com Mon – Fri 08:00-17:00